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Financial Soundness Indicators

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Field for searching for a specific value in the list box. This is examples of values you can search for.Capital adequacy ratio , Core liquid assets to short-term liabilities , Core liquid assets to total assets ,

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These are the financial soundness indicators from the Bank of Ghana, and defined as below.

- The capital adequacy ratio is the ratio of a bank's capital in relation to its risk weighted assets and current liabilities.
- The core liquid assets to short-term liabilities ratio measures the ability of the banking industry to meet its short-term liabilities using its short-term assets. It is computed as the ratio of core assets to the short-term liabilities of the bank.
- The core liquidity to total assets ratio is the ratio of cash and other financial assets that banks possess that can easily be liquidated and paid out as part of operational cash flows to its total assets.
- The non-performing loan ratio is the ratio of loans, whose payments are in over 90 days arears, to total loans given out by the banking industry.
- The operational cost/income ratio captures the operational efficiency of the banking industry
- The return on assets is the ratio of total profits made by banks to the total assets in the industry before tax.
- The return on equity is the ratio of total profits made by banks to total value of equities in the industry after tax .
- The total cost to gross income ratio is calculated by dividing the operating expenses by the operating income generated i.e.net interest income plus the other income.

Please visit the BoG website for the original source of the data: app.datawarehousepro.com/go/bog