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Interest Rates

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This is a selection of interest rates from the Bank of Ghana, only the main macro-economic indicators are selected, and defined as below.

- The average lending rate is the average interest rate charged by commercial banks on loans given to households and firms in the country.
- The Ghana reference rate is the interest rate fixed by the Bank of Ghana which becomes the basis on which commercial bank's determine their lending rate by either adding or subtracting their risk premium.
- The inter-bank weighted average rate is the average interest rate at which banks lend to each other on the interbank market, weighted by the volume of transactions.
- The monetary policy rate is announced by the monetary policy committee of the Bank of Ghana to influence monetary policy, including inflation and economic growth.
- The savings deposits rate is the average interest rate paid on savings made by households and firms in the banking industry.
- The treasury bill rate is the 91-day interest rate on government short-term securities.

Please visit the BoG website for data on other interest rates: app.datawarehousepro.com/go/bog